At Manulife Financial, the privacy and protection of personal information is important to us. As a provider of financial products and services, the collection and use of customers' personal information is fundamental to our day-to-day business operations. Manulife Financial is also concerned about the personal information of its employees and representatives.

Therefore, we have established this Statement of Corporate Privacy Principles to govern the actions of the Manulife Financial group of companies, our employees and representatives as they relate to the collection, use, retention and disclosure of personal information. Each Manulife Financial company, employee and representative must abide by our commitment to privacy in the handling of personal information.

We are committed to providing quality financial products and services in a manner that fosters trust and confidence among our customers, employees and representatives. We adhere to the following principles when dealing with personal information:

maximize fairness in our use of personal information

minimize intrusiveness

protect privacy and confidentiality

maintain accurate records

provide accessibility to our privacy policies and customer information when appropriate

comply with the applicable laws and regulations in the jurisdictions in which we do business

Since Manulife Financial is an international provider of financial products and services our privacy policies may vary to reflect specific jurisdictional requirements. Please refer to the links below for any privacy policy applicable to your jurisdiction.