Recent market volatility might be causing investors to feel uneasy. But those who have invested in GIF Select IncomePlus from Manulife Investments can rest assured that their retirement income is guaranteed, regardless of how the markets perform.

S&P / TSX Composite Index – August 2007 to February 2008

Guarantees

With the IncomePlus return of principal guarantee your income is protected from market downturns. And, IncomePlus’ lifetime income guarantee means that investors receive guaranteed retirement income for life. They never have to worry about running out of money.

Income Bonuses

Even in volatile market conditions, IncomePlus investors benefit from up to a 5% annual income bonus on their guaranteed income any year they don’t make a withdrawal*. That means investors can better plan for retirement knowing that their guaranteed income for life can increase each year regardless of market conditions.

Growth potential

IncomePlus offers a wide variety of funds to choose from, allowing access to all the growth potential of the markets. In times of market growth, investors benefit from automatic resets every three years, which can lock in higher guaranteed amounts and increase income levels.

The strength and stability of Manulife

Manulife Investments is a part of Manulife Financial. The largest life insurance company in Canada and a leading financial services company world-wide, Manulife will be with you now and in the future.

In turbulent times, IncomePlus from Manulife Investments is with you every step of the way.